Privacy Policy

This Privacy Policy describes how Nextech Digital Operations (a trade name of Nextech Negócios Digitais LTDA) ("Company," "we," "us," or "our") collects, uses, shares, and protects information about you when you visit https://toplivingfinds.com (the "Site"). The Site is operated from Brazil but is primarily targeted at users in the United States and other English/French-speaking markets. This Policy applies to all visitors regardless of location.

By using the Site, you acknowledge you have read and understood this Policy. If you do not agree, please discontinue use of the Site.

1. Information We Collect

We collect the following categories of information when you visit the Site:

Identifiers

IP address, device ID, cookie IDs, and browser fingerprint collected automatically when you access the Site.

Internet & Network Activity

Pages viewed, links clicked, referring URL, time spent on pages, browser type, operating system, and session duration.

Approximate Geolocation

Derived from your IP address (city/region level; we do not collect precise GPS coordinates).

Inferences

Interest profiles inferred from your browsing behavior on the Site (e.g., interest in home, kitchen, or everyday-living products).

Email Address (voluntary)

Only if you voluntarily subscribe to our newsletter or contact us directly.

2. How We Use Your Information

• To operate, maintain, and improve the Site
• To analyze traffic and user behavior via Google Analytics 4 (GA4) and Pinterest Analytics
• To record session activity and generate heatmaps via Microsoft Clarity
• To track affiliate referrals to our network partners (SmartADV, BuyGoods)
• To send marketing emails to subscribers who have opted in (you may unsubscribe at any time)
• To prevent fraud, ensure security, and comply with legal obligations

3. Online Advertising & Third-Party Vendors

This Site does not currently run paid advertising campaigns, but we use tools (Pinterest, Google Analytics) that may involve cookies and similar technologies for measuring traffic sources. If this changes, this section will be updated with the required advertising disclosures.

You may opt out of interest-based advertising generally by visiting the Network Advertising Initiative opt-out page or the Digital Advertising Alliance opt-out page.

4. Microsoft Clarity

We partner with Microsoft Clarity to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve our content and site experience. Website usage data is captured using first and third-party cookies and other tracking technologies. For more information about how Microsoft collects and uses data, visit the Microsoft Privacy Statement.

5. Third-Party Recipients

We share data with the following third parties in the course of operating this Site:

Recipient	Purpose	Privacy Policy
Google LLC	Analytics (GA4)	policies.google.com/privacy
Pinterest, Inc.	Content distribution and traffic analytics	policy.pinterest.com
Microsoft Corporation	Session recording & analytics (Microsoft Clarity)	privacy.microsoft.com
SmartADV, LLC	Affiliate network — tracks referral clicks and commissions	See network's own privacy policy
BuyGoods Inc. (Boise, ID)	Affiliate network and merchant platform — processes purchases when you click through	buygoods.com
Third-party merchants (e.g., individual product vendors)	When you click an affiliate link, you are redirected to the merchant's site, which may independently collect your data	See each merchant's privacy policy

We do not sell your email address or other directly identifying contact information to third parties.

6. Cookies & Tracking Technologies

• Strictly Necessary: Required for the Site to function. Cannot be disabled.
• Analytics: Google Analytics 4 and Microsoft Clarity collect aggregated behavioral data to help us improve the Site. These cookies may be refused without affecting Site functionality.
• Affiliate Attribution: Cookies placed by SmartADV and BuyGoods track referral clicks to attribute commissions.

You can control cookies through your browser settings. Disabling cookies may affect certain Site features.

7. Data Retention

• Analytics data (GA4): 14 months (Google's default retention setting)
• Session recordings (Microsoft Clarity): 30 days
• Affiliate tracking cookies: 30–90 days depending on the network
• Email subscriber data: Retained until you unsubscribe, plus 12 months for legal compliance

8. International Data Transfers

This Site is operated by a Brazilian entity; however, data is processed primarily by US-based third parties (Google LLC, Microsoft Corporation, Pinterest Inc.). We rely on the following safeguards for transfers from the EEA/UK/Switzerland:

• Google LLC is certified under the EU–US Data Privacy Framework (DPF).
• Microsoft Corporation is certified under the EU–US Data Privacy Framework (DPF).
• For transfers not covered by DPF, we rely on Standard Contractual Clauses (SCCs) as approved by the European Commission.

9. Your Rights — California & US State Privacy Laws

If you are a resident of California or another US state with a comprehensive privacy law in force, you may have the following rights:

• Right to Know / Access: Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Right to Delete: Request deletion of your personal information, subject to certain exceptions.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Opt Out of Sale or Sharing: Contact us at the email below to exercise this right.
• Right to Non-Discrimination: We will not discriminate against you for exercising any of these rights.

Global Privacy Control (GPC)

We honor Global Privacy Control (GPC) browser signals where applicable.

How to Submit a Request

Email: contact@toplivingfinds.com

We will respond within 15 business days for California requests (CCPA) or 45 days for other state laws (with a possible 45-day extension when reasonably necessary).

10. Your Rights — EEA, UK & Switzerland (GDPR / UK GDPR)

Visitors from the European Economic Area, United Kingdom, or Switzerland have the following rights under applicable data protection law:

• Right of Access (Art. 15 GDPR): Obtain a copy of your personal data.
• Right to Rectification (Art. 16): Correct inaccurate data.
• Right to Erasure (Art. 17): Request deletion in certain circumstances.
• Right to Restriction of Processing (Art. 18): Limit how we use your data in certain circumstances.
• Right to Data Portability (Art. 20): Receive your data in a machine-readable format.
• Right to Object (Art. 21): Object to processing based on legitimate interests, including direct marketing.
• Right to Lodge a Complaint: File a complaint with your local supervisory authority.

The data controller for EEA/UK purposes is: Nextech Negócios Digitais LTDA, doing business as Nextech Digital Operations, 489 General Bento Martins St, Apt 302, Porto Alegre, RS, Brazil, 90010-080. Contact: contact@toplivingfinds.com.

11. Children's Privacy (COPPA)

This Site is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you believe your child has provided us with personal information, please contact us and we will promptly delete it.

12. Data Security

We implement commercially reasonable technical and organizational measures to protect your information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

13. Third-Party Links

The Site contains links to third-party websites, including affiliate merchant sites. Once you leave our Site, this Privacy Policy no longer applies. We recommend reviewing the privacy policy of every site you visit.

14. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last Updated" date at the top of this page. Continued use of the Site after any changes constitutes your acceptance of the updated Policy.

15. Contact Us